*இன்று என்னை ஈர்த்த பாடல் வரிகள் :*
🙏ராமு 🙏14/1/2024

இன்று காரில் (மகிழ்வுந்து) ஒரு சிறிய பயணம். அப்போது “குஷி – விஜய், ஜோதிகா நடித்து S J சூர்யா” இயக்கிய படத்தில் இருந்து FM ல் பாடல் கேட்க நேரிட்டது.

எத்தனையோ முறை கேட்டு இருந்தாலும் ஏனோ இன்றுதான் பாடல் வரிகள் என் கவனம் ஈர்த்தது.

உடனே எனக்கு இப்படி ஒரு அழகியலுடன் கூடிய பாடல் வரிகளுக்கு சொந்தக்காரர் வைரமுத்து அல்லது நா. முத்துக்குமார் என்ற இருவரில் ஒருவராகத்தான் இருக்க வேண்டும் என்று எண்ணியபடியே கூகிளில் தேடினேன்.

*அந்த பாடல் வரிகள் :*

*ஆண் : மொட்டு ஒன்று மலர்ந்திட மறுக்கும்;*

*முட்டும் தென்றல் முட்டி முட்டி திறக்கும்;*

*அது மலரின் தோல்வியா? இல்லை காற்றின் வெற்றியா?;*

*பெண் : கல்லுக்குள்ளே சிற்பம் தூங்கி கிடக்கும்;*

*சின்ன உளி தட்டி தட்டி எழுப்பும்;*

*அது கல்லின் தோல்வியா? அல்லது உளியின் வெற்றியா?*

(பாட்டு முழுவதுமே அருமையான வரிகள். தேடி படிக்கவும்)

*பாடல் : வைரமுத்து*

ரசிகன் 🙏Ramu🙏

Dear Shyam,

I listened to your entire interview with Vishal Kandelwal on 1% show.

I’m really impressed / inspired about your life philosophy especially the following….

*Seeking contentment through our efforts shall be much worthier and higher form than seeking contentment through portfolio multiplication.*

In addition, I’m very much liked by your investment philosophy that…”My objective is protecting the investors’ capital by mitigating risk rather than generating more returns by constructing risky portfolio.”

At last, I felt Ispent my Sunday worthier than other Sunday.

Thank you Shyam.

Sincerely yours,
Ramu

Dear Annan,

I agree with your views 100%, however with the following caveat.

In India’s growth journey is predominantly occupied by middle-classes.

Lower classes in India are already involving themselves in some form of income generation as their families need money.

Upper classes do not care and do not faith in Indian education system.

Only middle-class in India believe “education alone” shall bring them prosperity and as a result, they push their wards since the age of 9 towards the goal of IIT, NEET, etc…

As a result, they don’t allow their wards get diverted by doing part-time work or businesses.

Moreover, sometimes, I too used to believe (not now) if children get the taste of making money in Indian environment, their focus on education get dwindled and thus one shouldn’t encourage their children to do part-time work till they get into good colleges.

In developed countries, usa, Australia etc…the case is entirely different.

First their curriculum itself accommadate the part-time work. Then, there’s no stigma attached either to the parents or to the children if one has not got into prestigious universities. Their entire life is not solely dependent on education alone as in India. Opportunities are plenty as different specializations are available there. In developed countries, people regard skills and talents more than academic qualifications.

However, India is also gradually  catching up as like USA and Australia.

*My New Understanding –  “Basics of Economics & Accountancy”:*
🙏Ramu🙏3/2/2024

In all Corporate Finance and Accountancy classes, we all of us have been taught as:

*HOUSE  – ASSET;*
*CAR  – ASSET;*

During 2003, I was stumped by a famous book called *”Rich Dad, Poor Dad”* – by Robert Kiyosky and I took this book for my *”10 minutes Book Review”* assignment amidst my 30 students colleagues.

I exploited the opportunity to create an UPROAR amidst my students’ colleagues that,

“All MBA schools and Professors are cheating us by teaching *”House and Cars are assets* and don’t believe them. If you believe them you can score only high marks, but you won’t become RICH. You follow my theory, if you want to  become RICH: *CAR & House are Not ASSETS, BUT LIABLITIES.*

Robert Kiyaski said in that book, *”Assets means that should PUT money in your packet; If it takes money out of your packet, then it’s Liablities”* and it has made great sense to me.

Since then all my financial decisions have been *rooted and routed* through that *New learnt MANTRA.*

However, no one has given me any convincing reasons about *”Why then House and Cars are treated as ASSETS?* across the globe, across the CA / CFA professionals?

*At least, one can cogently argue, House is an ASSET as it’s associated with Land and Land is the appreciting one.*

*I can’t digest, how CARS can be considered as an ASSET?*

*We all know that once, CAR has been invoiced and moved out of the showroom, it’s value depriciated by 30% immediately.*

I am not sure and I request any of the CA / CFA professionals to enlighten me about *”When this practice of considering House and Car are assets came into practice?”*

(Readers: any wild guess?)

*To my New understanding, this practice of considering “CAR and House are assets” might have been existing only after 1930 American Depression.*

It seems, since then 1930, the world has started moving from

*Adam Smith school of thought – Government has no Business in Business,*

to

*Maynard Keyeens school of thought – Dig the Pit and Fill the Pit.*

It seems, during 1930 depression, the entire USA economy was paralyzed and the whole USA were STAND STILL.

It’s the time, Nobel Laureate Maynard Keyeens advocates the then President of USA to increase the *”GOVERNMENT SPENDING”* more and more to revive the econmoy.

Since then New understanding of *”the increased Government Spending shall boost the economy”* and…

we all of had very recently witnessed the same during COVID-19 pandemic *entire global Governments had announced plethora of stimulus packages to boost the economy.*

The increased Government spending can be done various ways and one of the ways is  giving *tax waiver to corporate and individuals.*

*To keep any economy vibrant, the two key sectors -Housing sectors and Automobile sectors – have to do well as these two sectors have been associated with plenty of ancillary sectors such as steel, cement, banks etc…and these two sectors are prime employment providers.*

*As a result, each and every Government across the globe have been focussing on these two sectors to keep the economy vibrant and…*

*…thus giving tax exemptions  through interest waivers for Housing loan and depreciation facility for Automobiles for corporate.*

Hope, my dear friends, I’m making sense????

Thank you for reading….

*With New Understanding,*
🙏Ramu🙏

*Second Law of Thermodynamics – ENTROPY and it’s relevance in daily life:*
🙏Ramu🙏13/2/2024

Despite being studied mechanical engineering subjects viz Thermodynamics, Heat Transfer, Refrigiration, IC engines, etc…

*I have never grasped the concept and essence of “ENTROPY” and it’s relevance for today’s complex and chaotic world we have been living through while I come across this 2nd Law this morning.*

Let me first explain “2nd Law and ENTROPY” in layman’s language as follows:
——————————————–
*Entropy is the measure of disorderliness or chaos or unavailablity of the desired output in any closed system.*

In any energy transfer in a closed system, the total *entropy ( the amount of disorder in a system) always unavoidably increases over time.*

*As a result, the universe cannot help but tend towards decay.*
——————————————–
Now let’s consider, the universe which we live-in as a closed system.

During ’70s, when we were children, my mom used to buy rice directly from paddy fields, not as rice, but rice covered with husk, then boiled, then dried, then stored, then cooked in stoves using wooden planks herself.

She had raised 3 children, herself employed herself as a teacher, never sent us for tuitions till high school and taught us on her own….

*…the wonderment was, after did so many chores, she had free time, welcomed guests, taken care off in-laws.*

Even after the advent so many technological developments since then, raised single child, not employed, sent our single child to tuitions, lived through nuclear set up family, my wife never had FREE TIME and *never felt she has been leading through much simpler life than my mom.*

My mom had never used “rice grinders” but used “hand grinder” and we used to have “idlies” daily whether rain or shine then.

In my present house, we have 3 grinders, viz, big grinder if guests come, table top if few people, mixie for 2 of us and *still we purchase rice batter in shops as we don’t have time despite having 2 maids….*

Every new year, when I called for “Deep Cleaning Agency” to clean my house, and I used to throw 50% of the new purchases as garbage and *vowed my self, “from now on, I’m going to lead a simple life by not accumulating any possessions.”*

The only thing I appreciate myself is, without going back from my earlier resolution, *I vow every new year the same resolution that *”From now on, I’m going to lead a simple life.”*

When joint-families were norms, nuclear families were exceptions during ’80s, I could purchase 50gms or 100gms of sweets in all major sweet stalls.

Now, nuclear families are norms, hardly living not more than 2, no sweet shops are ready to sell sweets less than quarter Kgs.

*The irony of technology is, each and every innovation is intended to make our life simple, but the same technology is used to rob our simplicities, before that technology was in place, and bring more and more complexities and chaos in our day-to-day life after the technology is in place.*

It’s applicable for all technological innovations started from…

*…. Industrialization, internet, mobile phones, social media, metro rail…….*

*..our day-to-day life turns out to be more and complexities, chaos than our parents and forefathers era…*

*From this, I can understand one thing:*

*We can’t escape from disorderliness, chaos, complexities in day-to-day life and the best thing one can do is, he or she has to navigate skillfully among this chaotic world.*

*The technocrats should realize that their any innovation and technological breakthroughs never bring “Simplicity” in people’s life.*

*If it brings simplicity, then you guys are trying to violate simple scientific Law of Nature that “ENTROPY always increases over time”.*

*Technologists should always warn themselves, the more and more they try to violate Law of Nature,…*

*… Nature has it’s own way of rebalancing itself through Tsunami, earthquakes, Corona, etc….*

Thank you my dear friends for reading till then.

*Chaotically yours,*
🙏Ramu🙏

My Dear Thenu,

I wish you many more HAPPY returns of this day on the eve of your 34 years completed and stepping into 35th year.

Whenever I reminisce your words (that you had uttered to mom before marriage that I never allow Dad to put his head down to anyone on my behalf and I shall determine to thrive any situation….) tears would trickle from my eyes.

To honour your commitment, I can easily witness, you have changed a lot and made few compromises in your attitude and thus you have become evolved as a better person.

I am very happy to see radical changes in your attitude since mom had returned from USA last August, and it seems you have mellowed down.

I understand that you have understood the importance of compromises to lead a happy and peaceful life.

Frankly speaking, I have been a highly satisfactied person over last six months as I have developed confidence that you no more require my support or advises as you have realized and started correcting yourself in lots of areas.

Thank you for the same and wishing you continue the same.

When I was at my 35, I did few mistakes out of my immatured and parochial view about life and future and my wish is you shouldn’t fall prey to the same as Dad did… as follows:

(1) As I was having the perceptions that Academic success alone is the most important part of life and thus I’ve ignored (while parenting you) the other vital areas such as having healthy food habits, physical exercise, sports, tours, friendships, relation building etc….

(2) Stopped with one child as I felt I haven’t earned enough to take care of one itself. Had I had one more, you’d have been a far far more better person now with more patience, less irritant, more magnonimous and led a balanced life since beginning. (Of course…you get corrected a lot now.)

(3) As you are a single child, I had focussed too much on you and that strained our relationships in various parts and aspects of our life.

I request you to revisit the above Dad’s decisions during his 35 and tune it according to your ambience.

At present, the most important task not only at your hands alone, but also with Shiva is focussing on PARENTING Atharva to be possesing all the adorable qualities such as humility, genorosity, patience, not short tempered, not irritated frequently, magnonimous and so many.

I’m sure, you will find out a way as the way you did it in constructing family life with Shiva in USA.

Wishing you a peaceful career and life for you Thenu.

Your loving Dad,

*வாழ்க்கை சுவையானது. வாழ்ந்து பாருங்கள் இளைஞர்களே:*
🙏ராமு🙏30/1/2024

இன்று ட்விட்டரில் பனிரென்டாம் ஆண்டு, ராஜஸ்தான் கோட்டாவில் தங்கி ஐஐடி நுழைவுத் தேர்வுக்கு தயாராகிக் கொண்டிருக்கும் ஒரு மாணவியின் *”தற்கொலைக் கடிதம்”* கண்டு நிலைகுழைந்து போனேன்.

ஆங்கிலத்தில் எழுதப்படிருந்த அந்த கடிதத்தின் மொழி மற்றும் கையெழுத்து நேர்த்தியைக் கண்டு கலங்கினேன்.

கீழே காணும் அண்மையில் சந்தித்த நான் உட்பட என் வயதை ஒத்த நான்கு பேருடைய 20 முதல் 57 வயது வரையிலான நாற்பது வருட வாழ்க்கையை தற்கொலை செய்துகொண்ட பெண்ணுடன் ஒப்பிடும் போது *எங்கள் நால்வரின் தகுதி அந்த சிறுமியின் நூற்றில் ஒரு பங்கே இருக்க முடியும்.*

ஆனால் நாங்கள் நால்வரும் இன்று இந்தியாவின் மக்களை (130 கோடி) மேலிருந்து கீழாக வரிசை செய்தால் நாங்கள் 10 (top 10 percentile) சதவிகிதத்தில் இருப்போம்.

*எங்களைப் போன்ற அறிவிலிகளே டாப் 10% என்றால், இந்த பெண்ணைப் போன்ற அறிவு ஜீவிகளுக்கு எந்த மாதிரி பொன்னான வாழ்க்கை காத்திருக்கிறது என்பது 20 வயது பிஞ்சுகளுக்கு மட்டுமல்ல, பாழாய்ப்போன பெற்றோர்களுக்கும் புரியவில்லை.*

எங்கள் நால்வரின் கதை :

நான் 1989 ல் பட்டப்படிப்பு (BE) முடித்தும், முடிக்காதத்துமாக, திருமணம் செய்து கொண்டு மாமனார் தயவில் 900 ரூபாய் மாத சம்பளத்துடன் திருவான்மியூர் வந்து இறங்கினேன்.

எனக்கு ஒரு ஆண்டு முன்பு விஜயகுமார் என்ற என் ஊர் நண்பன் ஜெயின் கல்லூரியில் 800 ரூபாய் சம்பளத்திற்கு வந்தவர்.

நாங்கள் இருவரும் எதிர்காலத்தை நினைத்து கலங்காத நாட்கள் இல்லை. ஆங்கிலம் பேசத் தெரியாமல் நேர்முக தேர்வுகளில் தேர்ச்சி பெறாமல் போவது எங்களுக்கு வாடிக்கை.

நாங்கள் இருவரும் கடைசியாக சந்தித்தது 1998ல் எனக்கு டாடா ஸ்டீல் கம்பெனியில் வேலை கிடைத்து ஜாம்ஷேட்பூருக்கு “டாடா அலெப்பி” ட்ரைனுக்கு வழியனுப்ப வந்தது.

அதன்பின் பட்டுக்கோட்டையில் விஜயகுமாருக்கு டீச்சர் வேலை கிடைத்து, தலைமை ஆசிரியராகி, நல்லாசிரியர் விருது பெற்று, இரண்டு பிள்ளைகள் பெற்று, இரு பிள்ளைகளும் IT துறையில் சில லகரங்களில் சம்பாதிக்கின்றனர்.

நேற்று அவருடைய மகன் திருமணத்திற்காக என் சொந்த ஊருக்கு மற்றொரு நண்பன் – ரங்கசாமியை (விஜயகுமாருக்கு அறிமுகமில்லாதவன்) என்னுடன் துணைக்கு அழைத்துச் சென்றேன்.

என்னுடைய நண்பன் ரங்காசமி,1987ல் பட்டயப்படிப்பு (டிப்ளமோ) முடித்துவிட்டு வேலை கிடைக்காமல் திருத்துறைப்பூண்டி மெடிக்கல் ஷாப்பில் மாதம் 150 ரூபாய்க்கு காலையில் 6 மணிக்கு கடை திறந்து இரவு 10 மணிக்கு மூடும் வரை வேலை பார்த்தவன்.

பின்னாளில் “சென்னை பெட்ரோல் கார்பொரேஷன்” வேலை கிடைத்து இன்று சில லகரங்களில் சம்பளம் வாங்குபவன். அவனுடைய ஒரு பையன் இன்போசிஸ்ல் அமெரிக்காவில் வேலை பார்க்கிறான். மற்றுமொரு பையன் ஆடிட்டராக இருக்கிறான்.

ரங்கசாமி தான் 40 வருடங்களுக்கு முன்பு திருத்துறைப்பூண்டியில் தன்னுடன் மெடிக்கல் ஷாப்பில் வேலை பார்த்த முதலாளியையும், கூட வேலை பார்த்த நண்பன் வேலாயுதம் பார்க்க ஆசைப்பட்டான்.

என் ஊருக்கு பக்கத்தில் திருத்துறைப்பூண்டி இருப்பதால் அவனையும் விஜயகுமார் பையன் திருமணத்தை ஒட்டி அழைத்துக் கொண்டு போனேன்.

நாற்பது வருடங்கள் ஆனதால் கொஞ்சம் சிரமப்பட்டு தேடிக் கண்டுபிடித்தோம்.

வேலாயுதம் என்ற திருத்துறைப்பூண்டி நண்பன், அங்கேயே ஒரு மெடிக்கல் ஷாப் சொந்தமாக வைத்துக்கொண்டு மிகவும் சிறப்பாக வாழ்வதாகவும், தன்னுடைய நன்றிகளை அவர்களுடைய முதலாளிக்கு தெரிவித்தனர்.

இந்த நண்பனுக்கு இரண்டு மகள்கள் என்றும் ஒருவர் அமெரிக்காவிலும், மற்றொரு பெண் BSc (அக்ரி) முடித்துவிட்டு அரசாங்க வேலைக்கு காத்திருக்கிறாள் என்றும் மகிழ்ச்சியுடன் கூறினார்.

*மேலே கூறிய நால்வரும் நாலு விதமான படிப்புகள். நாலு விதமான குடும்ப பின்னணி. நால்வரும் பள்ளிபடிப்பு மற்றும் கல்லூரி படிப்புகளில் சராசரிக்கு கீழுக்கும் கீழே.*

நாங்கள் நால்வரும் வெற்றி அடைந்தவர்களாக (top 10%ile of இந்தியா ) இருப்பதற்கு காரணம், *சத்தியமாக எங்கள் படிப்போ, திறமையோ அல்ல.*

*எங்கள் வரவுக்கு உட்பட்டு வாழ்க்கையை அமைத்துக்கொண்டு, வரம்பு மீராமல் செலவு செய்து சேமிப்பை நல்ல முதலீடு செய்தது மட்டுமே அன்றி வேறு எதுவும் இல்லை என்றே எனக்கு தோன்றுகிறது.*

*இந்த எளிய வாழ்கை சூத்திரம் ஏன் இந்த பாழாய்ப் போன பெற்றோர்களுக்கு விளங்கவில்லை என்பது புரியவில்லை.*

இந்தக் கட்டுரை மற்ற பெற்றோர்களுக்கு பாடமாக அமையவேண்டும் என்று வேண்டுகிறேன்.

*இளைஞர்களே! படிப்பில் சராசரிக்கும் கீழே இருந்த எங்களுக்கே இப்படிப்பட்ட பொன்னான வாழ்க்கை கிடைத்திருக்கிறது என்றால் உங்களுக்கெல்லாம் எங்களைப் போன்று பன்மடங்கு பொன்னான வாழ்கை காத்திருக்கிறது என்பதை மறந்து விடாதீர்கள்.*

இப்படிக்கு,
தோல்வியின் நுனிக்கு சென்று வெற்றிகனியை நாள்தோறும் சுவைத்து கொண்டிருக்கும்

(1) ராமு
(2) விஜயகுமார்
(3) ரங்கசாமி
(4) வேலாயுதம்.

*Modern Economics Vs Buddhist (Gandhian) Economics:*
🙏Ramu🙏17/1/2024

(1) *Difference in treetment of GOODS Vs PEOPLE:*

In the modern economy, *”labour”* is treated as *”item cost”* and every employer is trying to reduce the same to a minimim by *”Automation”*

The most potent method of Automation is the so called *”Division of Labour”* , dividing up the complete process into minute parts, so that the final product can be produced at great speed, *without anyone having had to contribute to the final products by applying mind, soul or any sort of creativity rather than simple movement of his limbs.*

To organize work in such a manner that it becomes meaningless, boring, stultifying or nerve-racking for the worker is little short of criminal.

As a result, the modern economy has greater concern with GOODS rather than with PEOPLE involved, that leads to soul destruction of the employees.

The Buddhist (Gandhian) point of view takes the function of work to be at least threefold:

#1: To give a man a chance to utilize and develop his faculties.

#2: To enable him to overcome his egocenteredness by joining with other people in a common task.

#3: To bring forth the good and services needed for becoming existence.

To do so, to promote creativity, interest and soul satisfaction in work, it adopts the science and technology upto the extent of semi-automation as on when and where required instead of Automation everywhere as the present econmoy does.

For Buddhist example of automation, the carpet loom is a tool, for holding warp threads to be woven round them by craftmen’s fingers.

For the modern economy, it adopts power loom as a machine and it’s significance as a destroyer of culture that does the essential part of human work.

#2: *Difference in treatment of Leisure – Work Life Balance:*

The modern economy strives for leisure as an alternative to work, that would be considered a complete misunderstanding of one of the basic truths of human existence.

Buddhist’s economist treats *Work and Leisure are complementary parts of the same living process* and…

*… cannot be separated without destroying the joy of work and bliss of Leisure.*

#3: *Type of Work Vs Charcter Building:*

*Buddhist sees the essence of civilization not in a multiplication of wants, but in the purification of human character.*

Character is formed primarily by man’s work. And work, properly conducted in conditions of human dignity and freedom, blesses those who do it and equally their products.

If the Nature of work is properly appreciated and applied, it will stand in same relation to the higher faculties as food is to the physical body.

It nourishes and enlivens the higher man and urges him to produce the best he’s capable of. It directs his free will along the proper course and disciplines the animal in him into progressive channels.

#4: *Maximization of production Vs Human Satisfaction:*

Modern economists prefer the economy to run at “less than full employment” so to ensure a greater mobility of labour, a better stability of wages, etc.

His fundamental criterion of success is simply focussed towards total quantity of GOODS produced during a given period of time.

The very start of Buddhist economic planning would be planning for full employment and the primary purpose of this shall never be the maximization of employment nor the maximization of production.

#5: *CONSUMERISM Vs Human well-being:*

Modern economists are used to measure the *”standard of living”* by the amount of annual consumption, assuming all the time that a man who consumes more is *”better off”* than a man who consumes less.

For A Buddhist economist, it’s completely irrational. Since consumption is merely a means to human well-being, the *AIM* should be to obtain the maximum of well-being with the minimum consumption.

For the Buddhist economist, the primary purpose is to maximization of human satisfaction by the optimal pattern of consumption.

While for the modern economists, the aim is to maximization of consumption by the optimal pattern of productive efforts.

*Less consumption leads to non-violence:*

*Simplicity and non-violence are closely related. The optimal pattern of consumption, producing high degree of human satisfaction.*

*By means of a relatively low rate of consumption, allows people to live without great pressure.*

#6: *Global Vs Local:*

As physical resources are everywhere limited, people satisfying their needs by means of modest use of resources available locally shall result in reducing various violences among tribes, nations, etc..

Obviously, people who live in highly self-sufficient local communities are less likely to get involved in large scale violence than people whose existence depends on world-wide systems of trade.

Buddhist economist prefers products from local resources and modest consumption as the way of life and thus eliminating the need for transport services such as traveling to workplace, transporting the commodities from one place to another etc…and thus results in mimi mimizing the usage of natural resources- non-renewable energy such as coal, oil and natural gas.

#7: *Renewable resources Vs Non-renewable resources:*

Modern economists do not distinguish between renewable and Non-renewable materials, as its very method is focussed towards more quantities, more profits in limited time.

From a Buddhist point of view, they prefer more of the usage of renewable fuels such as wood, water power etc..over Non-renewable fuels such as coal, oil, natural gas, etc..

*Soulfully yours,*
🙏Ramu🙏

January 13, 2024

*Book Review : What I Learned About Investing from Darwin – Pulak Prasad*

Dear Mr. Pulak Prasad,

I’m Ramu 55, from Chennai. I’m a post graduate in Mechanical Engineering from IITM & PGDBM from MDI, Gurgaon.

I am gobsmacked (new vacabulary learnt from your book) by reading your “What I learned…”.

I had hit myself on my head frequently when I was reading your book for my investments blunders so far.

*However, I’ve fallen in LOVE with you not for your investments pearls, but for your Darwin’s jewels.*

After having read your book only, I could make out about Darwin’s phenomenal or (gobsmacking😄) discoveries started from Natural selection to punctuation, stasis, etc…though I have been adpiring to know about evolutionary biology over a couple of years…

Really you are an amazing guy who can connect or tie knots between two disconnectables such as fire and water, water and oil, etc…

Over these 2 decades of my reading journey with over hundred books, I can easily rate, “your’s STANDS at #1.

Thank you for educating budhhus like me through sharing your knowledge and experiences.

As soon as I have completed the book, I have written my first mail to explore any opportunity to invest or get associated with Nalanda Capital.

After I have been refused from Nalanda, this is my second mail to get associated with you.

Wishing you all good Karma boomerang at you and your family.

(Note: As you are not reachable by any means, I’m writing my appreciation through social media.)

*Gobsmackingly yours,*
Ramu (+91-9884384425)
ramu_swamy@yahoo.com

“Embarrassing Moments in life: Logical or Emotional?
🙏Ramu🙏11/1/2024

In Tamil, the above usage, “Embarrassing moments” is christened as “தருமசங்கடம்” and the literal English translation may be “Yudhishthir’s embarrassing moments”.

In India’s great epic, Mahabhaarat, when Pandavas were landed up in “otherwise defeated” situation, Yudhistir, who was renowned, admired even by his Gurus like Dronachari primarily for his upright moral behavior was forced to utter “otherwise LIE” for the sake of victory for Pandavas.

To be precise, when we are renowned and admired for maintaining certain values or principles or stand points, we may land up in certain moments to lose one to uphold the other is known as “Embarrassing moments.”

Emotional persons like me used to have caught up in these kinds of situations frequently.

Last year, November one of my distant relatives who had then recently last her husband in USA. I used to have great respect and admiration for her because of her educational and professional qualifications and in addition to recent sympathy forced me to commit an emotional blunder on behalf of her.

Her phone was hacked and an interrupted call and continued Whatsapp request from that hacked phone with her DP ID made me transfer Rs 50K as dictated or requested to that said bank account.

After few days, after my emotional blunder was exposed, though many, but one of my friends who had teased me lot for having fallen to the idiot’s trap by referred to my academic qualifications.

I argued with him or even defended myself that “If I were a logic person like you, I may have saved this 50K. However, I love myself for being an emotional idiot and by thus losing 50K, I’ve had the opportunity to demonstrate the respect and admiration for her to her and her family.”

I continued, “though, she may feel guilty of losing my money on behalf of her, she and her family definitely shall feel proud for the kind of reputation she had built in the world around.”

Then I felt it’s my turn to tease my friend as “tit for tot” that “my act was the kind of reward one gets during her lifetime for having led an inspiring life all along.”

It seems few months ago, she asked her brother who is living in India to transfer the 50K to my account and he had forgotten to do so.

Yesterday, after having great arguments and embarrassing moments to me that 50K was transferred to my account.

After having received 50K, in my account I called her for having given such embarrassing moments for me, she uttered the same word that, “This is the kind of act you committed for the reputation you have for me and if I don’t compensate, I may live with guilty.”

I feel frequently that if I have been of a complete logical person, I may lose these kinds of tears sheding moments.

I’m happy to be an emotional person ever.

Emotionally yours,
🙏Ramu🙏